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A typical method of long-term business financing is the term loan. You receive an upfront lump sum of money to invest in your company and repay with interest over a defined time frame. This works well for growing companies with solid credit and substantial income. This loan type provides quick money, often taking 2–7 days.


  • Get a lump sum amount of cash to invest in the business. 

  • Borrow higher amounts

  • Get funding in 2-7 days 


  • May require some type of collateral

Best for:

  • Businesses looking to grow

  • Business owners with better credit and consistent business who can’t wait for funding 



  • A term loan provides borrowers with a lump sum of cash upfront in exchange for specific borrowing terms.

  • Borrowers agree to pay the lenders a fixed amount over a certain repayment schedule with either a fixed or floating interest rate.

  • Term loans are commonly used by small businesses to purchase fixed assets, such as equipment or a new building.

  • Borrowers prefer term loans because they offer more flexibility and lower interest rates.

Term loans are commonly granted to small businesses that need cash to purchase equipment, a new building for their production processes, or any other fixed assets to keep their businesses going. Some businesses borrow the cash they need to operate on a month-to-month basis.

Business owners must provide statements and other financial evidence demonstrating their creditworthiness. Approved borrowers get a lump sum of cash and are required to make payments over a certain period, usually on a monthly or quarterly repayment schedule.

Our 3 Step Process:

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1. Apply

Fill out our Quick Apply application.

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2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

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3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.

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